Budgeting 101 Part 2


Hey guys!

I've been reading a couple of books that I got from the library (America's Cheapest Family and David Ramsey's Total Money Makeover). They've totally helped me in figuring out my budget and ways to save! I totally recommend reading them. (David Ramsey is a little religious in his books, but his ideas are prime.). 

Here are some tips I picked up along the way:



Rainbow Lovers - Before and After #wordlesswednesday

Happy hump day!! WOOHOO!! I feel like the camel on that commercial! 

Another Way of Journaling

Hey guys! 
Two of the many things I enjoy doing are art and journaling. About a million (maybe less!) years ago, I found this new sort of journaling-it's called art journaling. Instead of writing out your feelings you use art to capture how you truly feel. For instance, the image below (on the right) the big star says "You will make it" then there are some quotes about shooting for the stars. 
I put that in there because I have a generalized anxiety disorder and sometimes I just need a little pick me up. You don't always have to use words, I personally am a quote-a-holic so I always have words. 
This picture (above) is one of the rare ones where I just have somethings in. They are obviously symbolizing 2010 New Years. As of right now, I don't really remember the importance of it, but I tend to put random stuff into my journals.

So the rules of journaling-there aren't any! You can use whatever-
-receipts
-pictures
-magazine cut-outs
-random arts and crafts supplies
ANYTHING!

For example, I used the tray that chocolates come in, that my mom gave to me!

There are so many things you can do, the best part is, if you don't want anyone to look into them, you don't have too! It's your journal, add anything you want! 

It's definitely a nice release and it's so fun! I'm going to leave you with some awesome links to get you started!


Oh and P.S. there are many art journalers (art journalists?!?!) that do tutorials for random techniques (Journal Girl has tons of youtube videos!)

Here's my latest (as of today!) that I've completed. 


It says "You think the only people who are people, are the people who look and think like you. But if you walk the footsteps of a stranger, you'll learn things you never knew you never knew" 
-Pocahontas




P.s. Feel free to ask any questions!



Do You Enter Giveaways? A Warning.

If you're coming across this page and you haven't read my When To Call Someone Out Online post, I suggest you do. Other wise, this post is going to sound like slander.

Have you ever entered in a giveaway and won? Contacted the sponsor, (the person who has promised you this prize and in charge of sending it out), and then got flat out ignored, with no intention of sending a prize out? 

That happened to me this year. I won a $50 Target Gift Card sponsored by HandBags & Handguns and after many failed attempts to contact her privately  I decided to go more public. Like the Facebook pages and this blog post.

I don't want anyone else to have to go through the disappointment that I want through. 


So A Warning: I won a gift card that Misty never intended on sending. So caution before entering any giveaways from this site:
Handbags & Handguns: website, facebook, twitter, beware.


And please don't be discouraged from entering other giveaways from other bloggers. We aren't all liars. Most of us are genuine  thoughtful people who really appreciate the time you take to visit our blogs. 




Thank you.







When To Call Someone Out Online



Calling Someone Out Online: This is something I try my hardest 

to stay away from. Talking bad about someone or a business can really hurt a person or their livelihood. I try not to put anyone's name online when I feel I have to vent about something and I try not to put anything online that indirectly calls them out either. I usually stick to open quotes and a light vent that technically could apply to anyone.

But what happens when you are wronged online, and there's nothing you can do about it? What happens when you win a giveaway on a blog (a $50 Gift Card), and they out right ignore you like they never sponsored the giveaway? I truly struggled with this one. Do I call them out publicly? When is the right time? How many chances should I give them before I do? 

Take Away Distractions in Your Photos #wordlesswednesday

I'm still sifting through photos from Emily and Will's wedding. I could have been done already, but I'm taking my time to make sure every thing is the best it can be! 
That means erasing some of the distractions in the photos, like stray hairs and background people to make sure that the right people are the focus of the photo like I did below.
I believe you can click on each photo to enlarge.

BEFORE
AFTER
BEFORE
AFTER

BEFORE
AFTER

BEFORE
AFTER




What do you think? Can you spot all the things I've erased from each photo?



See more photos from the album here





This post linked to:
5minutesformom





Budgeting 101

   
As a college student, I'm super poor. Since I barely work at this one job (I just got another! Yay!) I decided it was about time I got serious and really learned to budget. I've dabbled in it a little bit, but didn't really try. Since I'll be graduating from college in a year (yay!) and was dealing with spending most of my paychecks each couple of weeks, I decided it was time.
   I went on Pinterest and google and found all these little things that would help me. 

One of things was meal planning. So I tried it this past week. It didn't go according to plan, mostly because I'd switch around the meals. Which I figured was okay as long as I stuck to what I had planned throughout the week.
   Another thing I tried was coupons. Whenever I go home I always look through the Sunday newspaper for some coupons, so I have some from when I was last home. 

The other thing I found out was that you can get rewards from rite aid! I use rite aid only for my prescriptions, but now I'm going to shop there as well! (I'll talk more about it in another post!)

   One of the things I read was that you should shop at a couple of different stores. In my town, they have one grocery store and its pretty expensive (this is coming from someone who shopped mostly in New Hampshire because its cheaper!). I've now signed up for daily deals from rite aid, hannafords, Walmart and the dollar tree. 
    It's been one week since I've started this quest. Hopefully I'll be able to complete it! Maybe since I posted it online, that'll be my incentive?!

Do you have any budgeting tips?




P.S. Here's my link to my pinterest boards. Follow me!
P.P.S. I will be creating a series about this subject so look out for more info on it!


Inspiration is Everywhere! #wordlesswednesday



I photographed a beautiful wedding up Maine this weekend. Sifting through all of these photos there was one that stood out to me and gave me inspiration.. 




What I saw in this photo was a silhouette of a beautiful girl with flowers in her hair. I chose this as my wordless Wednesday because I wanted to show that there's still potential even when the photo didn't come out the way you wanted. Look for the beauty. Inspiration is every where! 








This post linked to:
5minutesformom


160 Kelloggs Points

English: Logo of Kellogg's Kellogg's EspaƱol: ...

I'm always looking for ways to save money. Whether it be with collecting codes off things I buy, using a certain card to get rewards, or scanning my groceries to redeem points. If I'm buying these items anyways, what's 5 minutes out of my day to practice ways to save money and redeem free gifts?
Have you been collecting your Kellogg s codes for points? If you aren't you should probably start now. (Go on, go register and make an account!) I don't know how long this promotion lasts, but you can go on Google and search for codes that people are willing to share, that haven't expired yet. That's how I started. I thought, I'll just keep an eye out for other people's codes. hehe. 

 Here's the newest codes I've redeemed. 

8/4/2013Froot Loops80HFG5-YNJ3-GLT5-K57C
8/4/2013Raisin Bran80M54H-1TJL-NT67-FMBY





Hope it helps!


Running in Color

Hey guys and gals!
Liz here, I wanted to start off by saying how happy I am to be apart of Kreative Karing!

So a couple months ago, I participated in the Color Run! They had it here in South Portland, Maine. It was a Saturday night and I was texting my mother. I had just worked 24 hours in the last two days, I was exhausted. My mother wanted to know if I wanted to participate in the color run the next day, someone had dropped out. I was debating whether or not I would go. I knew it would be fun, but I was so tired. Either way, I was going to go and see my mom and my sister; even if it was just to support them. I figured I might as well. I grabbed a white shirt and wore crappy shoes and shorts.

I then drove to South Portland and met up with my mom, sister, and people from their work. Everyone was so excited! There was a ton of free stuff-water bottles, coconut water (which apparently tasted nasty, I didn't try it), granola bars, etc. After that, the group split up. There were a couple runners that went their own way and then there was the big group of walkers. We waited for 10-15 minutes in line with a million other people. They were letting people go in sections. People were throwing their packets of color and we were getting squirted by the DJ/VJ/Host guy (who happened to be mega attractive!). It was then our time to go. We started walking. The Color Run was being hosted at Southern Maine Community College and that campus is super super hilly. By the time we got to the first color, I was pooped! The first color was yellow. The people who were throwing the color were completely covered! It was crazy and so exciting! The next color was red, then orange, pink, and blue. When I got to the blue (the last color!) one of the people who was throwing the color yelled, "why so blue?" then threw the color at me. I died. I tried so hard not to laugh, mostly because I was keeping my mouth closed. That color tasted nasty! We finally finished. At the end of the 5k (which I always thought was 5 miles-it's actually 3.something!) there was this giant dance party. At certain points the DJ/VJ/Host guy would have everyone throw their color at the same time. I only stayed for it once, it was fun to be in, but I couldn't breathe or see! Afterwards we all decided to go into the ocean. It was in walking distance. So some of us were soaking wet, freezing, and colorful. That's when we decided to go out to lunch. We went to Chili's for lunch, let's just say it was hilarious because we were all in color!

It was definitely a ton of fun, and I'm really glad that I participated. I don't think I'll ever do it again, but it's definitely something I would recommend to anyone to at least do once!

BEFORE:                                                          AFTER: (On the left)